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Core Solutions

WEBXPAY’s two flagship offerings, XGATEWAY (Online Solutions) and XPOS (In-store Solutions), constitute the foundation upon which businesses, government bodies, and private individuals can rely for safe and efficient transactions.

Conquer the Digital Frontier

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XGATEWAY is WEBXPAY’s all-encompassing online payment platform, designed for those looking to accept credit/debit cards, mobile wallets, and direct bank transfers with minimal effort. Since its inception, XGATEWAY has streamlined local and cross-border transactions (with multi-currency support), integrates smoothly with major e-commerce systems, and offers advanced tools like tokenisation for recurring payments.

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Unleash In-Store Commerce

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XPOS is WEBXPAY’s point-of-sale (POS) system, crafted for contemporary in-store experiences. It combines contactless card acceptance, QR-based payments, and T+1 settlements on a single device—paperless by default, though printed receipts are optional upon request.

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Lifestyle Super App

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XSETRA is WEBXPAY’s vision of how financial activities and daily living should intersect—smoothly, securely, and in one place. By bundling diverse features such as bill payments, peer-to-peer transfers, QR acceptance, referral rewards, and more, XSETRA transforms into a centralised hub that users can rely on for virtually any financial or lifestyle need.

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Product Suite (Standalone Products)

Alongside its core solutions (XGATEWAY and XPOS), WEBXPAY offers standalone modules that can be used on their own or integrated with existing products. These solutions cater to a broad range of scenarios—be they B2B, B2C, C2C, or C2G—providing maximum flexibility for merchants of every type and scale.

Drive Sales and Customer Loyalty with Flexible Instalment Plans

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XSPLIT is WEBXPAY’s flagship credit card–based seamless instalment solution, empowering businesses to offer flexible payment plans on high-value purchases. By lowering the immediate financial barrier for customers, XSPLIT increases average order values, fosters repeat business, and elevates brand loyalty.

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Strategic Supply Chain Financing

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XSUPPLIER is a forward-thinking platform that streamlines B2B supply chains by extending credit lines to buyers and guaranteeing immediate or agreed settlements for suppliers. It effectively eliminates traditional debtor risks, optimises working capital, and empowers business partnerships to thrive.

Seamless, Secure, Globally Connected QR

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Built on the LankaQR framework and enriched by EMV standards, XQR by WEBXPAY unifies local and cross-border QR transactions under one powerful solution. It caters to corporates, SMEs, micro-merchants, and even self-employed professionals, unlocking frictionless payment experiences.

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A Quick, Secure Path to Accepting Payments Anywhere

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XPAYLINK is a flexible, shareable link solution designed for merchants and agencies requiring remote or spontaneous transactions without a full-blown e-commerce site. It's ideal for scenarios like social media sales, invoicing over email, or government fee collections.

Take your collection offline, but keep control online.

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Give your field team the power to collect, record, and reconcile payments in real-time—anywhere they go.

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Explore new market segments, reach more customers and expand your business globally with WEBXPAY, your digital payment platform.


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