XSETRA is WEBXPAY’s vision of how financial activities and daily living should intersect—smoothly, securely, and in one place. By bundling diverse features such as bill payments, peer-to-peer transfers, QR acceptance, referral rewards, and more, XSETRA transforms into a centralised hub that users can rely on for virtually any financial or lifestyle need.
Bill Consolidation
Quickly view and settle different bills—utilities, streaming services, etc.—all from a single interface.
Future XINSIGHT
Gains personal finance intelligence as more merchants join, offering deeper spending analytics.
No Extra Cost for Merchants
Standard MDR covers it, so merchants can sign up to XBills without additional fees.
Mix and match our range of products to match your customer needs. No forced bundles—just plug-in and power-up with WEBXPAY.
Micro-Merchant Focus
Ideal for self-employed individuals or tiny shops wanting a frictionless route to digital transactions.
LankaQR Integration
Merchants generate dynamic QR codes, encouraging real-time, on-the-spot payments at minimal cost.
Immediate Settlements
Real-time or near-immediate clearing ensures small vendors avoid cashflow delays.
Referral and Rewards
Users can invite friends or business partners to XSETRA, earning one-off and/or percentage-based bonuses on subsequent transactions.
Transparent Tracking
A personalised dashboard shows the number of referred users, how many have transacted, and total rewards gained.
Micro-Merchant Focus
Ideal for self-employed individuals or tiny shops wanting a frictionless route to digital transactions.
LankaQR Integration
Merchants generate dynamic QR codes, encouraging real-time, on-the-spot payments at minimal cost.
Immediate Settlements
Real-time or near-immediate clearing ensures small vendors avoid cashflow delays.
By merging day-to-day service needs (e.g. paying bills, scheduling repairs, or making insurance payments) with advanced payment tools (like XSPLIT, XQR, or XSUPPLIER), XSETRA aims to be every Sri Lankan’s digital companion, ensuring convenience, transparency, and empowerment in one holistic ecosystem.
Explore new market segments, reach more customers and expand your business globally with WEBXPAY, your digital payment platform.
